LightStream Auto Loans: Who They Are Best For
Unsecured car loans with no fees. Here is what makes LightStream different.
September 30, 2026 · 4 min read
LightStream offers unsecured auto loans, meaning the car is not collateral.
Why it matters
No title paperwork, no restrictions on age or mileage, and you can buy from private sellers.
Requirements
Good to excellent credit, stable income and a solid history.
Rate Beat
LightStream will beat a competing approved rate by 0.10 percentage points under its program terms.