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Best High-Yield Savings Accounts

Make your money work for you

Explore our best online bank accounts to easily manage your money. Compare our top online accounts with exclusive deals and 24/7 access.

Best for Large Deposits
1

SoFi Checking and Savings

The savings account to help you reach your financial goals

Earn up to $300 with Direct Deposit
  • ✓ Limited time: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
  • ✓ Earn up to $300 with direct deposit, terms apply
  • ✓ No monthly service fees
  • ✓ No minimum balances
  • ✓ Limited time: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply. number 2
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9.9
★★★★★
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Earn up to $300
Earn up to $300
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  • ✓ Limited time: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
  • ✓ Earn up to $300 with direct deposit, terms apply
  • ✓ No monthly service fees
  • ✓ No minimum balances
  • ✓ Limited time: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply. number 2
Earn up to $300 with Direct Deposit
2

Amex

Earn More Interest Than Your Average Savings Account

  • ✓ Member FDIC
  • ✓ Link account to Quicken or QuickBooks
  • ✓ $0 monthly fees, competitive rates, $0 min to earn
  • ✓ Transfer funds and manage your account online
3.50% Annual Yield
9.7
★★★★★
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3.50% Annual Yield
  • ✓ Member FDIC
  • ✓ Link account to Quicken or QuickBooks
  • ✓ $0 monthly fees, competitive rates, $0 min to earn
  • ✓ Transfer funds and manage your account online
3

US Bank

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

  • ✓ Competitive interest rates to grow your savings
  • ✓ Earn up to 3.50% APY
  • ✓ Minimum deposit requirement $25
9.3
★★★★
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4

Barclays Savings US

Best For Low Or No Fees

  • ✓ APY begins at 3.90%
  • ✓ Earn more as your balance grows
  • ✓ No monthly fees or opening minimums
  • ✓ Access your funds 24/7
9.1
★★★★
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5

Western Alliance

Earn More With Individual Or Joint Account

  • ✓ Earn up to 4.30% APY on savings
  • ✓ $0 monthly fees
  • ✓ No minimum initial deposit
  • ✓ 24/7 online access to funds
9.1
★★★★
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