Up to $300 bonus with direct deposit
- Up to 3.80% APY on savings
- Paid up to 2 days early
- No account fees
- Bonus
- Up to $300
- Monthly Fee
- $0
- ATM Network
- 55,000+
Fee-free everyday banking with big sign-up bonuses and nationwide ATM access.
Last updated: October 23, 2026 ·
Up to $300 bonus with direct deposit
360 Checking - no fees, no minimums
Your checking account is the hub of your financial life. The best accounts charge no monthly fees, offer early direct deposit, large fee-free ATM networks and generous welcome bonuses.
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Fees, ATMs, overdraft policies and bonuses: what really matters in an everyday account.
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