Best Value
1
9.3Excellent
- Starting From
- $10/mo
- Reimbursement
- 70%-90%
- Deductible
- $100-$500
Pet Insurance
Best Pet Insurance Companies 2026
Protect your dog or cat from surprise vet bills with plans starting at a few dollars a month.
Last updated: October 23, 2026 ·
Unlimited Payouts
2
9.1Excellent
- Starting From
- $15/mo
- Reimbursement
- 70%-90%
- Deductible
- $100-$750
3
8.8Very Good
- Starting From
- $14/mo
- Reimbursement
- 70%-90%
- Deductible
- $200-$1,000
4
8.9Very Good
- Starting From
- $30/mo
- Reimbursement
- 90%
- Deductible
- $0-$1,000
- Starting From
- $12/mo
- Reimbursement
- 70%-90%
- Deductible
- $100-$1,000
6
ASPCA Pet Health Insurance
Complete coverage with behavioral care
- Behavioral therapy
- 10% multi-pet
- Preventive add-on
8.6Very Good
- Starting From
- $13/mo
- Reimbursement
- 70%-90%
- Deductible
- $100-$1,000
About pet insurance
A single emergency vet visit can cost thousands. Pet insurance reimburses you for accidents, illnesses and, with some plans, routine care. Compare reimbursement levels, deductibles and waiting periods.
How we rate
Every brand is scored by our editors on:
- Coverage
- Price
- Claims Speed
- Flexibility
- Customer Service
Pet Insurance guides
Is Pet Insurance Worth It?
Average vet costs, what policies cover and when insurance makes financial sense.
October 17, 2026 · 5 minDeductibles, Reimbursement and Limits Explained
The three levers that set your premium and how to choose the right mix.
October 9, 2026 · 4 minLemonade vs. Healthy Paws
Budget-friendly tech or unlimited payouts? We compare two fan favorites.
October 1, 2026 · 5 min