We earn commissions from brands listed on this site, which influences how listings are presented.

Credit Cards

Best Credit Cards 2026

Compare rewards, welcome offers and intro APRs from the top card issuers.

Last updated: October 23, 2026 ·

Best Travel Card

1

Sapphire Preferred - 60,000 bonus points

5x on travel via Chase
3x on dining
Transfer to airline partners

9.3Excellent

Visit Site Read Review

Annual Fee: $95
Rewards Rate: 1x-5x points
Credit Needed: Good-Excellent

2

Venture Rewards - 75,000 bonus miles

2x miles on everything
Global Entry credit
Transfer partners

9.6Exceptional

Visit Site Read Review

Annual Fee: $95
Rewards Rate: 2x-5x miles
Credit Needed: Good-Excellent

Best Flat Cash Back

3

Active Cash - $200 cash rewards bonus

Unlimited 2% cash rewards
0% intro APR 12 months
Cellphone protection

8.5Very Good

Visit Site Read Review

Annual Fee: $0
Rewards Rate: 2% cash
Credit Needed: Good-Excellent

4

Double Cash - 2% on everything

1% when you buy, 1% when you pay
18-month balance transfer
No annual fee

9.1Excellent

Visit Site Read Review

Annual Fee: $0
Rewards Rate: 2% cash
Credit Needed: Good-Excellent

5

American Express

Blue Cash Preferred - $250 statement credit

6% at US supermarkets
6% on streaming
3% transit and gas

9.1Excellent

Visit Site Read Review

Annual Fee: $0 first year, then $95
Rewards Rate: 1%-6% cash
Credit Needed: Good-Excellent

6

Discover it Cash Back - Cashback Match

5% rotating categories
Match all cash back year one
No annual fee

9.0Excellent

Visit Site Read Review

Annual Fee: $0
Rewards Rate: 1%-5% cash
Credit Needed: Fair-Good

About credit cards

From flat-rate cash back to premium travel rewards, the right card can return hundreds of dollars per year. We compare annual fees, welcome bonuses, earning rates and the credit you need to qualify.

How we rate

Every brand is scored by our editors on:

Rewards Value
Welcome Offer
Fees
Benefits
Flexibility

Credit Cards guides

Cash Back vs. Travel Rewards Cards

Which rewards type earns you more depends on how you spend and travel.

October 20, 2026 · 6 min

What Credit Score Do You Need for a Credit Card?

Understand score ranges and which cards you can realistically get approved for.

October 13, 2026 · 5 min

Getting the Most from Chase Sapphire Preferred

How to maximize Ultimate Rewards points and the welcome bonus.

October 7, 2026 · 6 min