Getting the Most from Chase Sapphire Preferred
How to maximize Ultimate Rewards points and the welcome bonus.
October 7, 2026 · 6 min read
The Chase Sapphire Preferred is one of the most popular travel cards for good reason.
Earning points
Earn 5x on travel booked through Chase, 3x on dining, select streaming and online groceries, and 2x on other travel.
Redeeming
Points are worth 25% more when booked through Chase Travel, or transfer them to partners like United, Hyatt and Southwest for even more value.
Protections
Primary rental car insurance, trip delay coverage and baggage protection add real value.
For a $95 fee, few cards offer this much flexibility.